Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc.

JKHY
Jack Henry & Associates, Inc.US flagNASDAQ
153.50
USD
-2.36
- -
10.91BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
12.99
14.2
15.54
17.21
17.93
19.06
20.17
22.15
23.76
26.66
28.5
30.4
32.61
34.85
Basic EPS, GAAP
1.97
2.26
2.61
3.16
2.97
4.73
3.53
3.87
4.21
4.98
5.03
5.24
6.26
7.19
Free Cash Flow per Basic Share
3.02
3.18
3.5
3.28
3.24
3.92
4.08
5.04
4.42
4.77
2.93
5.4
6.37
8.31
Dividend per Share
0.57
0.86
0.95
1.07
1.18
1.36
1.54
1.66
1.81
1.91
2.02
2.14
2.26
2.35
Book Value per Share
11.92
11.71
12.26
12.66
13.33
17.14
18.56
20.22
17.83
18.96
22.07
25.28
29.26
29.98
Tangible Book Value per Share
2.27
1.11
1.16
1.04
1.36
3
4.04
5.19
2.1
2.59
2.09
5.02
8.8
8.32
Basic Weighted Avg Shares
85
83
81
79
77
77
77
77
74
73
73
73
73
72
Sales/Revenue/Turnover
1,108
1,173
1,256
1,355
1,388
1,471
1,553
1,697
1,758
1,943
2,078
2,216
2,375
2,516
Operating Margin (%)
22.64
24.57
24.76
25.26
24.38
24.18
22.37
22.43
22.68
24.43
23.14
22.09
23.94
26
Depreciation Expense
100
108
119
130
140
152
161
172
176
178
191
200
205
210
Net Income, GAAP
168
187
211
249
230
365
272
297
311
363
367
382
456
519
Effective Tax Rate (%)
31.6
35.07
33.25
30.97
32.67
- -
21.7
22.15
21.69
23.15
22.74
23.33
22.23
22.86
Profit Margin (%)
15.13
15.92
16.81
18.37
16.54
24.82
17.51
17.48
17.71
18.68
17.65
17.23
19.19
20.64
Working Capital
22
-56
50
-12
49
23
99
174
23
70
104
-2
146
254
LT Debt
7
4
50
- -
50
- -
- -
- -
100
115
275
60
- -
90
Total Equity
1,016
967
992
996
1,032
1,323
1,429
1,550
1,319
1,382
1,609
1,842
2,131
2,135
Return on Invested Capital (%)
15.63
18.17
20.12
23.01
21.93
- -
19.76
19.89
21.08
25.14
22.07
19.4
21.4
22.75
Return on Capital (%)
16.03
18.67
21.01
24.49
22.15
- -
19.81
19.95
21.04
25.02
22.38
20.35
22.5
23.62
Return on Common Equity (%)
16.77
18.83
21.57
25.04
22.64
31
19.76
19.92
21.71
26.87
24.52
22.13
22.94
24.89

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
20
20
90
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
73
72
71
Market Capitalization
10,804
13,169
11,254

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
652
616
595
Cash, Cash Equivalents & STI
36
28
21
Accounts Receivable, Net
314
305
289
Inventories
- -
- -
- -
Total Current Liabilities
436
385
341
Payables & Accruals
191
192
212
ST Debt
- -
- -
- -
Deferred Revenue
245
193
129

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.52%
7.29%
15.66%
Free Cash Flow
9.03%
10.87%
17.77%
Net Income, GAAP
9.87%
9.21%
19.36%
Sales/Revenue/Turnover
6.6%
6.98%
7.21%
Total Cash Common Dividend
8.03%
5.26%
5.62%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
571
546
539
560
2,216
2025
601
574
585
615
2,375
2026
645
619
636
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.4
1.26
1.19
1.39
5.24
2025
1.63
1.34
1.53
1.75
6.26
2026
1.98
1.73
1.73
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.52
0.52
0.55
0.55
2.14
2025
0.55
0.55
0.58
0.58
2.26
2026
0.58
0.58
0.61
- -
- -

Company Description

APIChatGPT
CEO
Gregory R. Adelson
Full Time Employees
7,300
Sector
Technology
Industry
Information Technology Services
Address
663 Highway 60 Monett MO United States of America 65708-8215
IPO Date
Nov 20, 1985
Business
Jack Henry & Associates, Inc. operates as a financial technology company providing comprehensive technology and payment processing solutions primarily for community and regional financial institutions, including banks and credit unions. The company offers a broad portfolio of products and services, including core banking systems; digital banking platforms; payment processing solutions such as bill payment, real-time person-to-person payments, and embedded payments; lending and commercial banking software; financial crimes and fraud risk management tools; information security and technology services; and customer and marketing solutions. Jack Henry delivers these solutions through its marketed brands: Jack Henry Banking, Symitar, ProfitStars, and iPay Technologies. The company primarily serves financial institutions across the United States, helping them enhance operational efficiency, regulatory compliance, and customer experiences. Founded in 1976, Jack Henry is headquartered in Monett, Missouri. Recent strategic developments include the acquisition of Victor Technologies in late 2025 to expand its cloud-native platform-as-a-service (PaaS) capabilities with innovative, API-first embedded payments, enabling rapid deployment of emerging technologies such as stablecoin and AI-driven commerce. This complements Jack Henry's prior acquisition of Payrailz in 2022, which enhanced its payments ecosystem by adding bill-payment and peer-to-peer payment services. These acquisitions align with Jack Henry’s ongoing technology modernization strategy aimed at unifying core, digital, and payment services into a scalable, cloud-native platform. The company continues to report growth in services and processing revenue, reflecting its expanding digital payment solutions and increasing client base. Jack Henry trades on NASDAQ under the ticker JKHY and remains focused on evolving its fintech offerings for community and regional financial institutions amid a consolidating industry landscape.

Company News

APIChatGPT
  • JKHY Set to Report Q4 Earnings: What's in Store for the Stock?

  • Bank of America Corp DE Decreases Stock Holdings in Jack Henry & Associates, Inc. $JKHY

  • Jack Henry (JKHY) Q4 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

  • Jack Henry Announces Fiscal 2026 Fourth Quarter and Full-Year Deconversion Revenue Results

  • Here Are Tuesday’s Top Wall Street Analyst Research Calls: Airbnb, AppLovin, Autodesk, Best Buy, BigBear.ai, Boeing, Fiserv, Jabil, Spotify Technology and More

  • PrintMail Solutions Joins the Jack Henry™ Fintech Integration Network

  • Jack Henry & Associates to Provide Webcast of Fourth Quarter and Full-Year Fiscal 2026 Earnings Call

  • Here's Why Jack Henry (JKHY) is a Strong Growth Stock

  • Conestoga SMid Cap Composite Q2 2026 Portfolio Review

  • MCBANK Selects Jack Henry to Power Relationship-Driven Banking

  • Dimensional Fund Advisors LP Purchases 86,810 Shares of Jack Henry & Associates, Inc. $JKHY

  • Jack Henry Named a Best Company to Work For in U.S. News & World Report's 2026 - 2027 Ranking

  • Jack Henry & Associates, Inc. $JKHY Shares Sold by American Capital Management Inc.

  • Caxton Associates LLP Makes New Investment in Jack Henry & Associates, Inc. $JKHY

  • DOX vs. JKHY: Which Stock Is the Better Value Option?

  • Here's Why Jack Henry (JKHY) is a Strong Growth Stock

  • Jack Henry Earns Best Company Honors from TIME

  • Buy 5 Financial Transaction Stocks to Enhance Your Portfolio Returns

  • Top 50 High-Quality Dividend Growth Stocks For July 2026

  • Webster First Federal Credit Union Deploys Payrailz-Powered 'Pay a Person' P2P Solution to Modernize Member Payments